FAQ
My credit score is below 500, can I still get car financing?
Yes, it is possible.
Can you really have a lower interest rate than your competitors?
Yes, since we have access to all programs offered by all banks.
Can auto financing really increase my credit score?
Yes, as long as you don't miss any payments.
How long can it take before my credit score has significantly increased?
It is estimated that it can take between 12 and 24 months. It depends on the pre-existing credit at the time of the new vehicle purchase.
Why should I do business with the specialized credit department at Financement Automobile Montréal?
Because our credit agents are specialized in credit repair.
I have voluntarily surrendered a vehicle, can I still get car financing?
Yes, you can. Some auto financing programs are tailored to your situation.
How long do I have to be employed to easily obtain auto credit?
3 months with the same employer.